Suing

I am interested in pursuing workout options, but the figures have to becorrect.Property location:2673 Hewatt RoadSnellville, Georgia 30039Wells Fargo Loan Number 8480613424I bought this property through Sun America (which is now an insurancecompany) and moved in during 1997.  The paper was sold to GMAC for about 6-9months.  Then, the paper went to Homeside Lending, who lost two payments andpaid two insurance policies.  The paper then went to Washington Mutual(which I thought was fine when they built a building close to me until Ilearned almost their entire operation was computerized).While my loan was held by Washington Mutual (whom I later learned was alsoHomeside Lending), I sent my payments, usually via money order, in a timelyfashion to their address at P. O. Box 3139 - Milwaukee, Wisconsin and then Iwould receive notification from their office at P. O. Box 44118 -Jacksonville, Florida that payments had not been received and I was behindin the mortgage.Wells Fargo Home Mortgage acquired my loan in December 2007 and I continuedto make regular payments in a timely fashion until I received notificationfrom them that the mortgage was behind and they were crediting payments twoyears in arrears.  I phoned them regarding this and was told to provide mypayment history, which I did via over-night Federal Express on October 15,2008 showing the fronts and backs of payments.They then provided me with a Customer Account Activity Statement showingseven (7) pages of payment history.Shortly thereafter, Wells Fargo threatened me with foreclosure again viaattorneys, McCurdy and Candler, LLC - Suite 600 - 250 East Ponce de LeonAvenue - Decatur. Georgia 30030 and I filed bankruptcy (for the fourth (4th)time with attorney, Richard K. Valdejuli, Jr.- Suite A - 2199 Lenox Road -Atlanta. Georgia 30324.I have talked with numerous people at Wells Fargo, incurred extensiveexpense, and still have not had the house properly inspected nor repaired(via FHA).I have asked that the attorney fees and late payment fees be removed from myaccount, and that the interest rate be lowered and the payments be lowered.This property is my only debt and I have only it and the utilitiesaccompanying it, etc. - no car payment and no credit card debt..I have attempted to work out something with Wells Fargo because I have beenmaking payments on time and only received from them (dated December 9, 2009)a monthly mortgage statement that shows I am still in arrears$17,501.88.with $537.84 being late fees.According to my records, the current loan amount should be approximatelyhalf what it was when I purchased this property - approximately $40,000; notmore than it was when I purchased it - $85,000.I contacted "makinghomeaffordable.gov" about two months ago and was told byWells Fargo that they would "look into this situation" and get back to me,which they have not.  I was advised by "makinghomeaffordable.gov" to contactthe Attorney General in Georgia.Since compiling this information, Wells Fargo Home Loans has lost four more payments and misapplied the last two.Sincerely,JoAn THOMPSON-SIMMONS